If you’re planning a trip from Bangalore to Singapore, one of the first things you’ll need to know is the latest INR to SGD currency exchange rate and where to get the best rates.
In this complete guide, we cover:
- 🏦 Today’s INR to SGD rate
- 💹 Factors that affect the rate
- 📍 Top currency exchange centers in Bangalore
- 💳 Tips to get the best value for your money
- ❓Detailed FAQs
Let’s get started!
💰 Today’s INR to SGD Exchange Rate (as of October 2025)
As of October 2025,
💱 1 Singapore Dollar (SGD) = ₹61.25 Indian Rupees (INR)
(Rates vary daily based on market fluctuations.)
Exchange rates may differ slightly across banks, forex dealers, and airports. Always check the live rate before converting your money.
📈 What Affects the INR to SGD Exchange Rate?
Currency values fluctuate daily based on:
- Economic Policies: Interest rates and inflation in both countries.
- Forex Market Demand: More travelers to Singapore increase SGD demand.
- Global Economic Events: Oil prices, trade tensions, or USD movements.
- Dealer Margins: Every forex dealer adds a small margin to the rate.
👉 Tip: Use trusted apps like Wise, Google Finance, or XE.com to check live rates before visiting an exchange counter.
🏦 Best Places to Exchange INR to SGD in Bangalore
Here are some of the most reliable and competitive forex outlets for Singapore currency exchange in Bangalore:
🏙️ 1. Thomas Cook India
- Location: MG Road, Indiranagar, Whitefield
- Why Choose: Authorized dealer, transparent rates, online booking option.
- Website: www.thomascook.in
🏙️ 2. Unimoni (formerly UAE Exchange)
- Location: Koramangala, Malleshwaram, HSR Layout
- Why Choose: Trusted for outward remittance and currency conversion.
- Service: Same-day cash exchange and card loading.
🏙️ 3. BookMyForex
- Type: Online forex marketplace
- Why Choose: Compare live dealer rates in your area and book instantly.
- Website: www.bookmyforex.com
🏙️ 4. Centrum Forex
- Location: Richmond Town, Airport Road
- Why Choose: Excellent for travelers exchanging larger sums or business trips.
🏙️ 5. EbixCash World Money
- Location: Brigade Road, Jayanagar
- Why Choose: Authorized money changer with fast service and travel cards.
✈️ 6. Kempegowda International Airport Forex Counters
- Best For: Last-minute exchange before your flight.
- Note: Airport rates are 5–10% higher — better to exchange in the city beforehand.
💡 Tips to Get the Best INR to SGD Exchange Rate in Bangalore
- Compare Online Before You Go:
Use sites like BookMyForex or ExTravelMoney to see live dealer rates. - Avoid Airport Counters:
They charge higher fees and give poor conversion value. - Carry Valid ID Proof:
Passport or Aadhaar card is mandatory for forex transactions. - Opt for Forex Cards:
Prepaid cards from Thomas Cook, HDFC, or Axis give better rates and convenience. - Check for Hidden Charges:
Some dealers add 1–2% as service charges — always confirm total cost. - Exchange Only What You Need:
It’s illegal to carry unused foreign cash above the RBI limit (USD 3,000 or equivalent).
📊 Example: How Much 1,00,000 INR Equals in SGD
| Amount (INR) | Approximate Value (SGD) | Based on ₹67.58/SGD |
|---|---|---|
| ₹10,000 | SGD 148 | |
| ₹25,000 | SGD 370 | |
| ₹50,000 | SGD 740 | |
| ₹1,00,000 | SGD 1480 |
(For illustration only; check live rate before exchange.)
🧳 Currency Exchange Checklist Before Your Singapore Trip
✅ Compare INR to SGD rate online
✅ Carry passport for KYC
✅ Prefer authorized dealers only
✅ Keep 10–20% in cash, rest in Forex Card
✅ Keep receipts — needed if you want to reconvert leftover SGD to INR
❓ Detailed FAQs on INR to SGD Exchange
1. What is the best way to exchange INR to SGD in Bangalore?
Use a licensed forex dealer like Thomas Cook, Unimoni, or BookMyForex. They provide better rates than banks or airport counters.
2. Can I exchange currency online before visiting the branch?
Yes. Most major platforms allow online booking and home delivery of foreign currency within 24–48 hours.
3. Is the exchange rate better at banks or money changers?
Authorized money changers usually offer slightly better rates than traditional banks. However, banks are safer for high-value transactions.
4. How much SGD can I carry from India legally?
Under RBI’s Liberalized Remittance Scheme (LRS), you can carry up to USD 3,000 (or equivalent in SGD) as cash and the rest via prepaid travel cards.
5. Should I convert all my INR to SGD in India or in Singapore?
Exchange most of it in India for better rates. Convert only a small portion in Singapore if needed.
6. How often does the INR to SGD rate change?
It changes multiple times daily due to global forex market fluctuations. Always check live rates before transacting.
7. What documents are required for foreign exchange?
- Valid passport
- PAN or Aadhaar
- Air ticket (for travel-related exchange)
8. Can I reconvert unused SGD to INR after my trip?
Yes, within 180 days of returning to India. Keep the original exchange receipt.
🧭 Final Thoughts
The INR to SGD exchange rate can vary slightly, but by comparing online and using authorized forex dealers in Bangalore, you can save 3–5% easily on your conversion.
Whether you’re flying from Bangalore to Singapore for vacation, business, or study, plan your currency exchange at least 2–3 days before travel to lock in the best rate.
🔗 Outbound Reference
Check live INR to SGD rate: XE.com
